Opay Registration: How to Open an Account with Opay, How To Use Opay App for Payments, Sending and Receiving Money

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How to Become an Opay Aggregator and Agent in Nigeria 2023

Welcome to our blog. Do you want to open an account with Opay or want to learn how to use it? Take your time to read this blog post.

Opay is a mobile payment platform that allows users to perform various financial transactions, such as sending and receiving money, paying bills, buying airtime, and more. In this article, we will guide you on how to open an account with Opay and how to use the Opay app for payments, sending, and receiving money.

Why should you start Using Opay today?

Before we dive into the steps for opening an Opay account and using the app, let’s first discuss why Opay is a great payment platform. One of the primary advantages of using Opay is its convenience. With Opay, you can make transactions from the comfort of your home or anywhere you are, without having to visit a bank or a physical payment center. Opay is also fast, secure, and easy to use.

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Opay Registration: How to Create an Account with Opay

To start using Opay for your financial transactions, you need to first open an account with the platform. Let me show you how to do that in some steps. To Open an account with Opay, follow the steps outlined below

Step 1: Download and Install the Opay App

The first step to opening an Opay account is to download and install the Opay app on your mobile device which is now available on the Google Play Store for Android users and the Apple App Store for iPhone users.

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Simply search for “Opay” on the app store and download the app.

Step 2: Kindly Register and Verify Your Mobile Number

The next step is to register and verify your phone number. On the Opay app, click on the “Register” button and enter your phone number.

Note that a six-digit verification code will be sent to the line. Once you receive the code, input it into the app and click on “Verify”. Please do not share this information with anyone because it can be used to bypass and gain access to your money.

Step 3: Give accurate and correct details

After verifying your phone number, you will be prompted to provide your personal information, including your full name, email address, BVN, and date of birth. Ensure that the information you provide is accurate and up-to-date.

Step 4: Add Your Bank Account (Optional)

This step is optional though.

However, to link your bank account to your Opay account, click on “Add Bank Account” and follow the prompts to link your bank account.

You will need to provide your bank account details, including your account number, bank name, and account name.

Step 5: Set Your Transaction PIN

Once your bank account is linked to your Opay account, you will be prompted to set a transaction PIN. This PIN will be required for every transaction you make on Opay, so ensure that you choose a PIN that is easy for you to remember but difficult for others to guess. Boom! You have successfully created an account with Opay.

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How to Use Opay App for Payments (Sending, and Receiving Money) In Nigeria

Now that you have successfully opened an Opay account, let’s discuss how to use the app for payments.

Before you can start making payments, sending or receiving money on Opay, you need to have money in your Opay wallet. I you don’t know how to, can you please follow these steps?

1. Open the Opay app and log in to your account.

2. On the next screen, kindly click “Add Money”

How to send money with Opay

3. Choose your preferred payment method. You can either use your bank account, card or transfer and other supported payment methods.

4. Enter the amount you want to add to your Opay wallet and confirm the transaction.

5. Your Opay wallet will be credited with the amount you added.

How to send money using Opay App

Like many other Fintech Apps, Opay allows you to send money to other Opay users or bank accounts.

To send money,

  • Open the Opay app and login to your account.
  • Click on the “Transfer” button on the app’s home screen.
  • Select the recipient’s account type. You can choose either Opay or Bank Account.
  • Enter the recipient’s details and the amount you want to send.
  • Confirm the transaction and the recipient will receive the money instantly.
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How to receive money Via Opay App

If someone sends you money on Opay, you will receive a notification on the app. For you to simply check if the transaction has been initiated, check the steps below.

1. Open your Opay app

2. Click on the “Wallet” button on the app’s home screen.

3. Your Opay wallet balance will be displayed on the screen.

4. If someone has sent you money, the amount will reflect in your Opay wallet balance.


How do I open an OPay account?

Opening an Opay account is simple than ever.

First, download the app on Play or the app store,

Sign up by providing your details including your name, phone number, and email.

Now, for you to continue, follow the guidelines outlined in this article.

Can you use OPay without a bank account?

Yes, You can use Opay without necessarily linking your Bank account. What you need is to create an account, verify through BVN, and start banking.


In conclusion, Opay is a fast, secure, and convenient payment platform that allows you to perform various financial transactions from your mobile device.

With the steps outlined above, you can easily open an Opay account and start using the app for payments, sending, and receiving money.  That’s all about how to Open an Account with Opay/How To Use Opay App for Payments, Sending, and Receiving Money. Hope you find this guide helpful.


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